Savings & Investment

Recurring Deposit Calculator

Estimate how your regular monthly deposits can grow over time, including estimated profit and tax.

Deposit Details

Optional starting amount before monthly deposits.
Tax is estimated on profit only.

Deposit Result

Total Amount Invested Rs. 120,000
Final Value After Tax Rs. 125,362
Net Profit Rs. 5,362
Period Total Deposits Gross Profit Estimated Value
Year 1 Rs. 10,000 Rs. 83 Rs. 10,083
Year 1 Rs. 120,000 Rs. 6,703 Rs. 126,703
Summary: You contribute Rs. 10,000 each month 12 time(s), plus an initial deposit of Rs. 0. Estimated gross profit is Rs. 6,703 and estimated tax is Rs. 1,341.
Important: This calculator provides an estimate using monthly compounding and assumes each monthly contribution is made at the start of the month. Actual recurring-deposit products may use different rates, day-count conventions, payout rules, tax treatment and deposit timing.