Savings & Investment

SIP / Monthly Investment Calculator

Estimate how regular monthly investments can grow through compounding and see your contributions, profit, tax and final value.

Investment Details

Optional starting amount. Enter 0 if you are starting with your first monthly investment.
Tax is estimated on positive investment profit only.

Investment Projection

Final Value After Tax Rs. 2,098,713
Profit After Tax Rs. 898,713
Total Invested Rs. 1,200,000
Year Starting Value Invested Gross Profit Tax Net Profit Value After Tax
1 Rs. 0 Rs. 120,000 Rs. 8,093 Rs. 1,619 Rs. 6,475 Rs. 126,475
2 Rs. 128,093 Rs. 120,000 Rs. 24,339 Rs. 4,868 Rs. 19,471 Rs. 267,564
3 Rs. 272,432 Rs. 120,000 Rs. 42,644 Rs. 8,529 Rs. 34,116 Rs. 426,548
4 Rs. 435,076 Rs. 120,000 Rs. 63,272 Rs. 12,654 Rs. 50,617 Rs. 605,694
5 Rs. 618,348 Rs. 120,000 Rs. 86,515 Rs. 17,303 Rs. 69,212 Rs. 807,561
6 Rs. 824,864 Rs. 120,000 Rs. 112,707 Rs. 22,541 Rs. 90,165 Rs. 1,035,029
7 Rs. 1,057,570 Rs. 120,000 Rs. 142,220 Rs. 28,444 Rs. 113,776 Rs. 1,291,346
8 Rs. 1,319,790 Rs. 120,000 Rs. 175,476 Rs. 35,095 Rs. 140,381 Rs. 1,580,171
9 Rs. 1,615,266 Rs. 120,000 Rs. 212,949 Rs. 42,590 Rs. 170,360 Rs. 1,905,625
10 Rs. 1,948,215 Rs. 120,000 Rs. 255,176 Rs. 51,035 Rs. 204,141 Rs. 2,272,356
How it works: Your monthly investment of Rs. 10,000 is added at the beginning of each month and grows at an estimated 12.00% annual return, compounded monthly. Filer/ATL tax at 20% is estimated on the profit.
Important: This is an estimate, not a guaranteed return. Actual returns, tax treatment, fees, inflation and investment-product rules may differ.