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Savings Profit Calculator

Calculate your monthly and one-year savings profit, with and without tax, based on your amount, annual profit rate and filer status.

Enter Your Details

Enter the amount and annual profit rate.

Rs.
Enter the amount you plan to keep in the savings/deposit account.
Enter the annual profit rate offered by the bank/institution.
Selected status: Filer / ATL
Applied withholding tax rate: 20.00%

Profit Results

Filer / ATL — 20.00% tax applied to gross profit.

Monthly Profit After Tax
Rs. 666.67
1 Year Profit After Tax
Rs. 8.00K
Monthly Gross Profit
Rs. 833.33
1 Year Gross Profit
Rs. 10.00K
Period Gross Profit Tax Profit After Tax
Monthly Rs. 833.33 Rs. 166.67 Rs. 666.67
3 Months Rs. 2,500.00 Rs. 500.00 Rs. 2,000.00
6 Months Rs. 5,000.00 Rs. 1,000.00 Rs. 4,000.00
1 Year Rs. 10,000.00 Rs. 2,000.00 Rs. 8,000.00
Calculation
Annual gross profit = Amount × Annual rate ÷ 100
3-month / 6-month / 1-year profit = Annual profit × Months ÷ 12
Tax = Gross profit × 20.00%
Profit after tax = Gross profit − Tax
Effective net annual rate = 8.00%
Important: This calculator assumes the entered amount remains constant for the full year and the entered annual rate is applied uniformly. Actual bank profit may vary according to product terms, average balance, profit-payment frequency, applicable tax rules and the institution's calculation method. Tax rates can change under Pakistan's tax laws.
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